Services

Tailored Insurance Solutions for Your Life

From the rolling farms to the cozy homes of Minnesota, our comprehensive range of insurance solutions is designed with your specific needs in mind. Let us help safeguard your dreams, whether it’s your family home, thriving business, or cherished farm. Our commitment is to provide the protection you need, backed by the trust and care only a family-owned business can offer.

Home

A variety of homeowner’s insurance packages are available, with additional coverages for household additional associated structures, personal property, additional living expense and liability. Coverage can be added on an ala carte basis for things like refrigerated products, service line coverage, some home-based businesses, and equipment breakdown.

Farm

Whether your farm is large or small, Gillford Mutual’s agents are able to tailor a package to fit you farming operation. We insure dwellings, outbuildings, farm machinery and equipment, equipment breakdown, and liability risks associated with farming. There are many optional coverages available to protect your farming operation.

Tenant

Gillford Mutual provides renter’s insurance packages to cover household personal property, additional living expense, and liability. Whether you are renting a home or an apartment, or your college student has moved into an apartment, Gillford Mutual’s agents can tailor a package of coverage to fit your needs.

Mobile Home

Gillford Mutual provides package coverage for owner-occupied mobile homes, which includes household personal property, additional living expense and liability. We also provide coverage for mobile home rental units and some mobile home seasonal dwellings.

Seasonal Dwelling

Coverage is available or some seasonal dwellings (cabins), depending on type and location.

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Special Policyholder Meeting

March 16, 2023 at 10:00am at the Lake City Sportsman Club.

The purpose of the meeting is to vote on a proposed merger with Great Rivers Mutual to be effective 07/01/2024. All current policyholders of Gillford Mutual are invited to attend.