About Us

Welcome to Gillford Mutual!

We are a Minnesota-based mutual insurance company providing property and casualty insurance to policyholders throughout the state of Minnesota. We’ve been serving our customers since 1893 and we are proud of our long-standing tradition of protecting some of our insureds’ most valuable assets—their homes and farms.

Here To Help, Since 1893

Gillford Mutual’s home office is located in beautiful Lake City, Minnesota. We have agents throughout the state of Minnesota who are able to tailor an insurance package to best fit the needs of the insured. Gillford Mutual insures homes, farms, seasonal dwellings, and residential rental properties. Our agents have access to multiple insurance carriers and are able to pair that coverage to create an individualized package for the policyholder.

Gillford Mutual takes great pride in providing excellent customer service in a timely and professional manner. We look forward to providing you with the coverage that best fits your needs. For a free quote, please contact one of our agents near you!

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Special Policyholder Meeting

March 16, 2023 at 10:00am at the Lake City Sportsman Club.

The purpose of the meeting is to vote on a proposed merger with Great Rivers Mutual to be effective 07/01/2024. All current policyholders of Gillford Mutual are invited to attend.