Big City Protection, Small Town Values

In the heart of our community, we offer insurance tailored for every homeowner, farmer, and business. Discover the unique blend of family values and professional service that sets us apart.

Serving our customers since 1893

Rooted in Community, Committed to You

Welcome to the heart of family-focused insurance. For generations, our family has served the hardworking residents of Minnesota, offering tailored insurance solutions with a personal touch. At Gillford Mutual, we’re more than just insurance providers; we’re your neighbors, dedicated to safeguarding what matters most to you. Discover our story and join our family.

Home Insurance

Protect your haven with our comprehensive home insurance policies, designed to offer peace of mind for homeowners.

Farm Insurance

Cultivate security for your farm with insurance plans specifically tailored to meet the unique demands of agricultural life.

Tenant Insurance

Rent with confidence. Our tenant insurance policies safeguard your personal property and provide liability coverage.

Mobile Home Insurance

Ensure your mobile home is covered with our specialized policies, offering protection tailored to your mobile lifestyle.

Seasonal Dwelling Insurance

Whether it's a summer cottage or a winter cabin, our seasonal dwelling insurance keeps your getaway safe all year round.

Your Trusted Insurance Partner

Choosing Gillford Mutual means more than just securing an insurance policy. It means partnering with a team that values family, community, and trust. Here’s why our clients choose us:

  • Family-Owned: Our roots run deep in the community, offering you a personalized experience grounded in family values.
  • Local Expertise: As Minnesota natives, we understand your specific needs and provide tailored solutions.
  • Professional Service: Our team combines professional expertise with a friendly approach, ensuring you receive the best of both worlds.
  • Commitment to Quality: We’re dedicated to providing high-quality services that you can rely on, year after year.

Proud Members of

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Special Policyholder Meeting

March 16, 2023 at 10:00am at the Lake City Sportsman Club.

The purpose of the meeting is to vote on a proposed merger with Great Rivers Mutual to be effective 07/01/2024. All current policyholders of Gillford Mutual are invited to attend.